![]() ![]() If you would like more help getting control of your finances and debt levels, Money Help Center has calculators to help you budget, evaluate your loans and even consider refinancing. For home loans, rather than paying off early, you may want to consider refinancing to a lower interest rate, but without adding more years to your loan. A mortgage loan may come with a penalty if you repay early, for example, and you lose the tax benefit for your mortgage interest. Some loans have penalties for repaying early, and in some cases, you lose tax advantages when you pay early.
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